A WANING PRESENCE OF BANK BRANCHES

The traditional retail bank branch is experiencing a growing decline in its presence. Driven by the rise of online and mobile banking, customers are increasingly preferring to electronic channels for their financial needs. This shift has caused to a drop in branch openings, and many institutions are closing existing branches to optimize costs. Des

Free cash flow (FCF) is a crucial metric for investors and business owners alike. It illustrates the real cash generated by a company after accounting for its operating expenses and capital expenditures. A strong FCF profile can suggest a healthy and sustainable business, capable of expanding. Understanding how to calculate FCF and optimally manag